Home for Lunch: A workshop series for people interested in home ownership

Join AFCU Financial Empowerment Specialist, Kim Ritter, for a series of workshops created for people interested in home ownership.

Workshops take place June 9, 16, 23, & 30th 12:00pm - 1:00pm. Please see scheduled topics below. Spots are limited.

Click Here to Register

June 9th Income and Debt
* Income, what is considered income (SSI & Section 8 are ok too!)
* Job stability and why it matters
* Guidelines to determine how much home can I afford
* What is DTI and how does it affect your purchasing power?

June 16th Credit
* Credit reports (what’s in them)
-Fico score and how they calculate your score
-Payment history
-Balanced use of credit cards to maximize score
-How to build credit with AFCU

June 23rd Savings
* How do I know how much to save for down payment/closing costs?
* What is included in a down payment
* Programs in the community for down payment assistance

June 30th Types of Mortgages
* 30 year fixed (features, pros/cons)
* ARM (features, pros/cons)
* FHA, USDA, VA?
* What is PMI?

For more information: kritter@alternatives.org
Click here to register today